October, 2016

Affordable Loans for Investors by Equities First Holdings

Equities First Holdings, released a report just recently, stating that there is more traction in the margin and stock-based loans in the modern economic climate where almost all the lending institutions have decided to tighten their lending criteria. There is a group of borrowers who are looking to raise operating capital quickly, and they are finding themselves with very few options. Individuals who have not qualified for the conventional credit-based loans have few options too, and equities lending is the best alternative that is gaining popularity in the recent times.

Several options are still available for this particular group of people. However, most of the banks and lending institutions have cut their lending options significantly for borrowers, increased their loan rates and even tightened the credit qualifications due to the harsh economic times. These institutions want to safeguard their capital at the expense of the borrowers.

Equities First Holdings was founded by Al Christy, one of the individuals who have a lot of expertise in equities lending. In the report, Christy says that the loans that are collateralized by stocks are proving to be the innovative borrowing alternative, especially the group seeking working capital. Christy also states that these loans have a higher loan to value ration compared to the margin loans. The loans are loved by entrepreneurs because they provide consumers with a fixed interest rate. This provides certainty to the customers concerning the loans throughout their transaction life.

For instance, if a client gets a three-year loan, it would be impossible to avoid market fluctuation, and the customer will definitely be affected. However, the stock-based loans provide the customer with a hedge due to the fact that the borrower lowers their investment risk in the downside market. Christy believes that these loans offer consumers the protection needed, especially for individuals who need the loans for capital.

Equities First Holdings is an international company that is offering customers alternative stock-based loans. The company has very transparent procedures, and all its clients are given the best services. The stock-based loans from the company are easy to process, and they take the shortest time.

Three-Way Partnership For Better Mortgage Coverage

Owning your own home is the American Dream for most people. Nothing gives off a better sense of pride than owning a home. Unfortunately, working in a sluggish economy makes you feel like you’re spinning your wheel without making any progress. Individuals and families in lower income areas might feel like hope is lost, but for people living in specific Southern Dallas zip codes, the dream of homeownership is a reality. Read Original Article: http://www.prnewswire.com/news-releases/nexbank-partners-with-dallas-neighborhood-homes-to-expand-affordable-home-ownership-in-southern-dallas-300324115.html

Mortgage coverage at this point in time can be a pitfall for many people especially those who have limited access to mortgages. Even well qualified people can have issues, but NexBank is working in partnership with Dallas Neighborhood Homes and Habitat For Humanity for the perfect cause. NexBank will be providing up to $50 Million in support for loans. The program will last about five years and the goal is to provide over 100 loans or more each year to families with limited mortgage access. (Habitat) & Dallas Neighborhood Homes are filling the gaps with their services of support and counseling while NexBank is handling the huge financial assistance that’s needed to make this a success.

With over $3.5 Billion in assets, NexBank is one of the prominent and successful banking centers in the Dallas Area. The bank specializes in mortgage, commercial, and investment banking which fits in perfectly with the (AHLP). Low Income families now a much higher chance of qualifying for a mortgage that meets their needs. A better quality of life is also an end goal for adults and children. The model of this program lacks flaws and should be used as tutorial of how to get things done.

Magnises – The Membership That Is Changing The Dynamics Of VIP Industry

What is Magnises?

Magnises is an exclusive membership club started by a young entrepreneur, Billy McFarland. Unlike many other VIP clubs, Magnises is different because it offers unique experiences to its 12,000 members that are almost impossible to get by any other means. For a relatively affordable annual membership fee and monthly charges for certain categories, Magnises is an effort to turn the industry on its head by offering grand discounts, insider access, and off-line social networking opportunities to Millennials aged between 20 and 35. It does not mean that others cannot join the exclusive club. Already, the company has posted $5 Million in revenues, which is significant considering that Magnises is barely two years old.

Benefits of Getting Magnises Membership

Members can get all available benefits using a black-card similar to American Express. In fact, the card can also be linked to a normal credit car enabling members to pay through their credit cards without any hassle on Facebook. As suggested, members get lavish discounts such as $99 a month access to Ally, a premium co-working space which usually goes for $500 or more per month. Similarly, travel enthusiasts can stay at establishments such as Dream Hotels for $79 a night, where rack rates are higher than $250 a night. In addition, club maniacs can access some of the country’s most exclusive nightclubs for only $65 a month, where the cost of an average ticket for one time visit is hundreds of dollars.

Unique Perks

To make things easier, Magnises also offers multiple categories to its members. Unlike other cards and VIP memberships, most members only pay for what they want. Recently, one of the members from New York City described how the card offered him an amazing value when he was able to get a front-row seat at the Hockey game with an open bar. The cost of getting such perks was more than the annual fee that the member had to pay to get Magnises card. Recently, food enthusiasts have also enjoyed private dinner parties with notable chefs and exclusive access to new restaurant openings, among others.

Analysts suggest that the tremendous success of Magnises is due to its intangible benefits, which money can’t buy. These perks include insider access to premium events, meetups with celebrities, behind-the-scene tours, access to sold-out events, front-row seats and numerous other upgrades on elitedaily.com. Additional examples include members-only evening at nightclubs; secret pop-up at events; best seats in the stadium; private parties for members, discount at hotels and exclusive shopping discounts.

Future Plans for Magnises

So far, Magnises has focused on members from New York City and Washington. Still anyone can get the membership, which does not require any special condition. In the near future, the company has extensive plans to aggressively spread its reach to other U.S. markets. Irrespective of the marketing goals, it is evident that Magnises is a true VIP membership club that has built its reputation on offering a fabulous value to its members, which the industry lacked.

Keith Mann Gives From The Heart

Helping other people is a rare quality. It is easy for people to help or give when people expect or receive something in return. However, to give without expecting anything in return is a quality that makes some people different than most. There are people in the world who give from the heart. They give without concern about what they will receive. Their reward is knowing that they are helping someone else.


One of the people in this world who gives from the heart is Keith Mann. A local businessman in New York, Keith Mann is an individual who cares about people. He will help people regarding a wide variety of situations. One of his special passions is helping people to attend college and earn a degree. As a result, he has helped many students attend college and earn a degree by providing scholarships.


Recently Keith Mann started a scholarship through Uncommon Schools, which is an organization that manages a network of charter schools from K-12. Uncommon Schools provides a quality education for people who may not be able to attend a quality K-12 school in their area. The scholarship that Keith Mann is providing will be provided to graduating high schools seniors from an Uncommon High School in Brooklyn.


The scholarship will be awarded to one graduating senior each year from an Uncommon High School in Brooklyn. The scholarship will be $5,000, and the scholarship winner can use the money towards paying for college.


Keith Mann is the founder of Dynamics Search Partners (DSP), which is an executive search firm. Mr. Mann’s firm helps companies locate executives for vacant positions in their organizations. Keith Mann has many years of experience in the executive search industry. He uses his vast years of experience and his knowledge of executive search to place talented executives in positions that will provide the best opportunity for success both for the company and the individual.


Keith Mann uses his resources and influence to help people. He has demonstrated through his given over the years that he has a given heart. Providing people with an opportunity to seek a college education when money is their biggest obstacle has made Keith Mann an individual to be respected and admired.

A Revolution in Parent Teacher Conferences

Everyone has memories of the parent-teacher conference day. For children everywhere, this represents a much anticipated day off from school. For parents, nervous moments wondering whether or not their child has been behaving and learning permeate through the air. Recently, ClassDojo announced they had raised over $21 million through venture funding to invent a new communication platform. This serves as a way for teachers, parents, and students to virtually meet. This connection represents empowerment for all 3 parties involved. This is because it saves valuable transportation time while allowing students to take part in their own conference.


Because meetings are suddenly so much easier, conservative models predict that 2 in 3 schools will use this virtual platform. This is because more meetings can be scheduled throughout the year on short notice. This improved environment is creating community among educators, children, and nervous parents. The platform will allow more frequent updates and discussions between parents and teachers. This gives parents an increased role in the education of their children. Through increased openness, ClassDojo is creating a positive culture within classrooms and schools.


ClassDojo used the most recent round of funding to increase the size of their team and decide what features parents and teachers would use most. The new components focus on both the school day and lessons at home. The whole goal of ClassDojo is to help teachers and parents guide conversations about constant learning both in school and at home. With parents more familiar with the classroom lessons, the discussions at home will help to augment the learning taking place in the classroom.


On the teacher’s end, ClassDojo can be used to make a daily school schedule that parents have access to. Teachers will also send photos and videos home so parents can see what’s happening in the classroom, view the work the child is turning in, and track participation in classroom activities.


To date, ClassDojo is used by thousands of teachers all over the country. In fact, over 85,000 schools, including small private and charter schools, use ClassDojo. The app is mainly used from kindergarten to 8th grade, but the app has applications for high school as well. For a team of only 25 employees, ClassDojo is one of the most impressive apps on the market. ClassDojo is one of the fastest growing companies in the world and has revolutionized communication between teachers and parents in the classroom.

Smooth As It Gets

Chapped lips is something no one wants especially if you’re in a kissing mood. Let’s face it, dry peeled lips is unattractive. In colder times of the year, you are more prone to having dry lips, but no worries there are many things that can help prevent. Staying hydrated is one thing, but carrying around a good lip balm is key. It’s not just any lip balm, but one that can and will have your lips feeling soft, smooth, and moisturized throughout the day. There are many brands on the market, and there are many that are capable of getting the job done.

A very popular brand of lip balm is by the company EOS, which stands for Evolution of Smooth. This company was founded in New York in 2007, and immediately took over the scene. They have a number of products ranging from shave creams, lotions, and lip care products. The flavors and smells of their lip products are in an abundance, but that’s not all to them. The ingredients in them are contain Vitamin E, jojoba oil, and shea butter, but they are also hypoallergenic, dermatologist tested, and contains no petroleum.

You can find EOS lip balm in any store or online via luckyvitamin.com and eBay due to it’s popularity and it’s pod shaped casing. It’s not only because their lip products provide the much needed moisture and smoothness buyers want, but their presence in media is substantial as well. They’ve been marketed in magazines, to Facebook and other social media outlets. Being pretty affordable, many millennials purchase their products, which is their target group. They continue to advance as they come out with new product lines.

EOS isn’t the only brand of lip balm that has taken the industry by storm. Burt’s Bee is another company who’s not only known for their natural product line, but their delectable lip care line. Founded in 1984, this North Carolina product hit the hearts of many naturalists. This line is all about moisture, and the health of your skin in the best way. They also carry other products for face, body, and hair, but their lip product line is very popular.

There are many brands of lip balm out there. Just choose which is best for you and your lip care needs. Fall is here and winter is around the corner so beware of the air! Chapped lips aren’t in, but you can easily keep up with the use of a lip balm. Please kiss and tell!







Wonderful Solvy and What it Brings to Education

Alexei Beltyukov is a entrepreneur and philanthropist from Russia. He has a medical degree and MBA. He formed Endemic Capital that was used as a resource to provide angel funding for Russian start-up companies. He formed several different organizations to help other Russians looking to start businesses, or attend business school.

Alexei Beltyukov also created A-Ventures Ltd. A-Ventures Ltd was established to help other companies within the country with financial assistance when they are struggling. He provided a scholarship program that provides financial support to Russians accepted at INSEAD University.

The scholarship is called the Russian Alumni Scholarship of INSEAD. According to Angel.co, Alexei Beltyukov also works with the Russian government. Together they provide economic guidance and support through the Skolkovo Foundation. Beltyu is Vice President of this foundation.

Due to his excellent education, Alexei Beltyukov was brought on as Chief Operating Officer of Solvy. Solvy focuses on making math education more accessible to high school students and educators. This new educational online system allows students to practice solving equations, word problems, tables and graphs online and have the option to receive instant feedback after completing math drills.

Their main goal is to become the most used system in high school math. The program allows students to study and explore math customized approach. They have personalized performance trackers the help students achieve the best results.

Solvy generates homework for teachers. Teachers uses the results of the generated quizzes to customize assignments according to the student’s needs. The program is said to provide a key tool necessary for the interactive math sector.